Veteran black jack players welcome the opportunity to take insurance?when the cards on the table, and the cards that have gone before, signal the possibility that the dealer has a black jack, those players will buy insurance. There are options to all black jack decisions, and in general, insurance is not a sound wager. Surrendering. Many casinos do not have this option, but many do. casino black jack works like this: When a player looks at his hand and the dealer?s face-up card and decides that he has the worst of it, he may throw in his hand before drawing any other cards and surrender half of his original bet.